Debit or Credit? You Choose

Iconoculture: When U.S. consumers swipe their debit cards, they’re typically asked to choose “credit” or “debit” for the transaction. The first requires a signature, the second a PIN, but either way the money still comes out of a savings or checking account. But what if consumers really had the option on a single card of either charging via a credit […]

Pay with Kwedit

Iconoculture: Teens love to buy virtual goods from videogames, but if they don’t have access to Mom’s plastic, they’re often out of luck. That could change dramatically, now that Kwedit has launched. It’s a sophisticated honor system that allows anyone over age 13 to buy virtual goods with a promise to pay later. How will they pay later? By taking […]